Save Energy & Money with EEM

An Energy Efficient Home Saves Energy and Money PRM’s Energy Efficient Mortgage (EEM) allows your clients to finance energy saving measures as part of a single mortgage.   Whether purchasing a new home or refinancing an existing home, the benefits of energy … Continue reading

Think Outside the Box

Unique Marketing Tricks Have you seen the #madREskillz conversation on Twitter from Inman News? Here, real estate agents across the country share their latest and greatest ideas for marketing themselves, and their listings. Here are 7 quirky and ambitious marketing … Continue reading

HAMP Extended Through 2015

FHFA & HUD Extend Affordable Homeownership Initiatives Through 2015 On May 30, the Federal Housing Finance Agency announced that it has directed Fannie Mae and Freddie Mac to extend the Home Affordable Modification Program (HAMP) and the streamlined modification initiative … Continue reading

Giving You a Boost!

Do’s & Don’ts of Boosting Your Credit Score Figuring out right from wrong when it comes to fixing your credit can be a challenge. Here are some tips we frequently share with our clients to help improve their credit score … Continue reading

Times Change, We Can Help

Remind your clients that when BIG things happen in their lives, we may be able to put their mortgage to work.  PRM, Your Solution Based Lender

Preparing Properties for Underwriting

Avoid Property Pitfalls in Underwriting Once your client has been pre-approved with PRM, make sure the property has the same guarantee. Ensure a smooth closing by avoiding last minute property pitfalls in underwriting. Here are a few helpful hints to add to … Continue reading

Eliminate Seller Financing for Rural Properties with Acreage

Expand Your Market for Rural Properties with Acreage Do you have buyers dreaming of owning their own hobby farm? Or rural listings with interested buyers, but few financing options? PRM’s exclusive Country Home Mortgage features expanded financing guidelines for rural properties … Continue reading

When Can I Get A Mortgage Again?

Life Doesn’t Always Go As Planned At Pacific Residential Mortgage, we recognize that many of our friends, neighbors and customers have had life events that have led to bankruptcy, short sale and even foreclosure.   We realize that bad things can … Continue reading

A New Generation of Homebuyers

A new crop of homebuyers are getting married, having children and buying their first homes. Generation Y has their own way of doing things, and getting their attention takes more than traditional advertising efforts. Born between 1980-2000, Generation Y has been hit … Continue reading

HARP Extended Through 2015

The Federal Housing Finance Agency (FHFA), Fannie Mae and Freddie Mac recently announced an extension to the Home Affordable Refinance Program (HARP) in order to assist more eligible borrowers who may benefit from refinancing their mortgage loan. HARP was set to expire … Continue reading