Does That Advertised Mortgage Rate Really Exist? Sometimes things are not always as they appear and advertised mortgage rates are no exception. Published rates are intended for a select few & most clients don’t qualify for the rate being offered. … Continue reading →

The FHA gift registry program (known as the Bridal Registry Account Initiative) allows future homeowners to use gift funds towards their down payment. With this special program, friends and family can now give your clients what they really want – … Continue reading →

Realtors, If you are headed to the RMLS education summit and  tradefair on March 1st – PRM’s very own Denise Prothe will be teaching the Mortgage Credit Certificate Finance Class or MCC from 3-4 pm. Sign up today and reserve … Continue reading →

Life doesn’t always go as planned. At Pacific Residential Mortgage, we recognize that many of our friends, neighbors and customers have had life events that have led to bankruptcy, short sale and even foreclosure.   But, if someone has had the … Continue reading →

Oregon Business Magazine has named Pacific Residential Mortgage as one of Oregon’s 100 Best Companies for 2012. With this honor, PRM joins a very special group of Oregon-based businesses. This year, out of 263 companies participating in the statewide selection … Continue reading →

Concession Obsession It has become common place to see seller concessions on most new real estate sales contracts. While this can be a tremendous benefit to a home buyer, it’s important to be aware of the limitations that are placed … Continue reading →

For those of you that aren’t aware of the term, a “flip” is the rapid sale of a property from the time it is first purchased to when it is sold.  In our marketplace there are challenges to obtaining financing … Continue reading →